National Bank of Pakistan (NBP) is seeking highly motivated, confident and career-oriented individuals for the position of Relationship Manager – SME (OG III) under its Inclusive Development area.
Place of Posting
- Abbottabad
- Bannu
- Bahawalpur
- Dera Ghazi Khan
- Faisalabad
- Gilgit
- Gujrat
- Gujranwala
- Gwadar
- Hyderabad
- Islamabad
- Jhelum
- Karachi
- Lahore
- Larkana
- Mansehra
- Mardan
- Mirpurkhas
- Muzaffarabad A.K
- Peshawar
- Quetta
- Rawalpindi
- Sahiwal
- Sargodha
- Sheikhupura
- Sialkot
- Sibi
- Sukkur
- Swat
- Vehari
Eligibility Criteria
Education / Qualification
- Minimum Bachelor’s degree or equivalent in Business and/or Commerce from a local or international University, College or Institute recognized by HEC of Pakistan.
- Master’s degree in Business and/or professional certifications such as Economics, Accounts, AIBP, JAIBP or any other related certification will be preferred.
Age
- Maximum 26 years as on the last date of submission of application.
Experience
- Fresh graduates and candidates with relevant banking experience are encouraged to apply.
Main Duties & Responsibilities
- Identify and acquire new SME clients to grow the Bank’s SME lending portfolio.
- Develop and execute client acquisition strategies in alignment with organizational goals.
- Promote the Bank’s financing products, including working capital, trade finance and term loans.
- Manage and enhance existing client relationships to ensure portfolio retention and growth.
- Regularly review the financial health and performance of clients to identify potential risks and opportunities.
- Conduct periodic client visits and provide updates on portfolio performance.
- Analyze financial statements and business models of SME clients to assess creditworthiness.
- Structure and recommend appropriate financing solutions tailored to client needs.
- Prepare comprehensive credit proposals in compliance with internal policies and regulatory guidelines.
- Ensure credit facilities are approved within the risk appetite of the Bank.
- Monitor accounts for early warning signals and take proactive measures to mitigate risks.
- Maintain compliance with the Bank’s policies, procedures and regulatory requirements.
- Collaborate with internal stakeholders to provide seamless client service.
- Achieve financial and non-financial targets, including revenue, portfolio growth and client satisfaction.
- Contribute to the Bank’s overall strategy by meeting Key Performance Indicators (KPIs).
- Perform any other assignment as assigned by the supervisor.
Other Knowledge / Competencies
- Ability to manage multiple tasks, prioritize work effectively and meet assigned targets.
- Basic understanding of banking products and services, with exposure to SME Banking.
- Good geographical knowledge of the assigned area and surrounding business areas.
- Proficiency in Microsoft Office, including Microsoft Word, Microsoft PowerPoint and Microsoft Excel.
- Sales orientation with the ability to identify business opportunities and achieve assigned targets.
- Sound knowledge of SBP Prudential Regulations and regulatory requirements related to SME Lending.
- Strong interpersonal, communication and customer relationship management skills.
- Strong understanding of Credit Lending, SME Financing and Trade Finance.
How to Apply
- Interested candidates may visit www.sidathyder.com.pk/careers and apply online before 09 October 2026.
- Complete all required fields on the web portal and upload an updated CV, CNIC, latest passport-size picture, Graduation and/or Master’s educational documents (Mark Sheet / Transcript) and Experience Letters, if any.
- Documents should be uploaded in Word or PDF format.
- There should be one attachment per tab and the file size must be less than 10MB per attachment.
- The employment will be on contractual basis for 3 years, which may be renewed at the discretion of Management.
- Selected candidates will be required to serve at their initial place of posting for a minimum period of 3 years and no request for transfer will be entertained.
