National Bank of Pakistan (NBP) is seeking highly motivated, confident and career-oriented individuals for positions in the area of Risk Management.
1. Credit Officer, OG-II
- Education / Qualification: Minimum Graduation or equivalent from a local or international University / College / Institute recognized by the HEC of Pakistan, preferably with a background of Accounting or Finance.
- Preferred Qualification: Master’s degree in Finance, Economics or ACCA qualification.
- Age Limit: Maximum 28 years as on the last date of submission of application.
- Experience: Minimum 1 year of experience in Agricultural and/or SME Banking in Business and/or Risk Management in a Commercial Bank.
Place of Posting
- Bannu
- Bahawalpur
- Dera Ghazi Khan
- Faisalabad
- Gujranwala
- Gujrat
- Hyderabad
- Jhang
- Lahore
- Larkana
- Mirpurkhas
- Multan
- Rawalpindi
- Sahiwal
- Sheikhupura
- Sialkot
- Sukkur
- Vehari
Main Duties / Responsibilities
- Support the Regional Executive Credit in reviewing and analyzing credit proposals of SME and Agri, including quantitative and qualitative analysis and climate-related risks.
- Analyze working capital and requirements for SME and Agri segments, including production and development loans as well as seasonal financing requirements.
- Comply with internal policies and regulatory guidelines.
- Structure credit limits according to actual requirements of borrowers and offered collateral.
- Assist in rectifying internal and external audit observations.
- Coordinate with business groups for clarifications and relevant information.
- Understand farm and non-farm credit lifecycles, green banking, environmental and social risks, and climate-related risks.
Other Knowledge / Competencies
- Awareness of SBP Prudential Regulations
- Good interpersonal and communication skills
- Knowledge of Agri and SME financing products
- Proficiency in Credit Analysis
- Proficiency in Financial Statement Analysis
- Proficiency in the use of MS Office
- Understanding of different types of collateral
2. CAD Officer, OG-II
- Education / Qualification: Minimum Graduation or equivalent from a local or international University / College / Institute recognized by the HEC of Pakistan.
- Preferred Qualification: Master’s degree and/or any other relevant professional certification(s).
- Age Limit: Maximum 28 years as on the last date of submission of application.
- Experience: Minimum 1 year of banking experience in Credit Administration and/or Loan Processing.
Place of Posting
- Abbottabad
- Bahawalpur
- Bannu
- Dera Ghazi Khan
- Faisalabad
- Gilgit
- Gujranwala
- Gujrat
- Gwadar
- Hyderabad
- Islamabad
- Jhang
- Jhelum
- Karachi
- Lahore
- Larkana
- Mansehra
- Mardan
- Mirpur A.K.
- Mirpurkhas
- Multan
- Muzaffar A.K.
- Peshawar
- Quetta
- Rawalakot A.K.
- Rawalpindi
- Sahiwal
- Sargodha
- Sheikhupura
- Sialkot
- Sibi
- Sukkur
- Swat
- Vehari
Main Duties / Responsibilities
- Assist in scrutiny of Sanction Advice Facility / Offer Letter with reference to Credit Approval Authority Booklet (CAAB).
- Provide support in the preparation of standard documentation, including IBs for SME customers.
- Provide support in preparing Disbursement Authorization Certificate (DAC).
- Supervise Registration of Charge with SECP through BLA.
- Assist in conducting in-house visits of Pledge Sites and coordinate for arranging outsourced inspection of pledged stocks.
- Feed details in the system regarding approved facilities, collateral, insurance and other related details.
- Provide support in monitoring allowed deferrals and follow-up for completion of deferred formalities within the stipulated time.
- Monitor the expiry status of Insurance Policies of collaterals/stocks held by the Bank.
Other Knowledge / Competencies
- Exposure to collateral and risk monitoring/reporting
- Good interpersonal and communication skills
- Sound knowledge of SME Financing / Credit Administration / Review of Legal Documentation / Pledge Operations
- Proficiency in MS Office
Application Procedure
- Interested candidates may visit www.sidathyder.com.pk/careers and apply online before 02 October 2026.
- Complete all required fields on the web portal.
- Upload updated CV, CNIC, latest passport-size picture, Graduation and/or Master’s educational documents (Mark Sheet/Transcript), and Experience Letters, if any.
- Attachments should be in Word or PDF format, with one attachment per tab and a maximum size of 10MB per attachment.
- Applications received after the due date or incomplete/false applications will be rejected.
- No TA/DA will be admissible for the assessment test/interview.
- Shortlisted candidates will be required to appear for a mandatory assessment test. Further processing may include panel interviews.
- The employment will be on a contractual basis for 03 years, which may be renewed at the discretion of the Management.
- Selected candidates will be required to serve at their initial place of posting for a minimum period of three years, and no request for transfer will be entertained.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion or disability.
